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Stamp Duty Calculator
Estimate the tax you’ll pay when buying a home in England, Scotland or Wales.
SDLT in England
Each rate applies only to the portion of the price in that band.
Standard residential bands
- Up to £125,000: 0%
- Over £125,000 to £250,000: 2%
- Over £250,000 to £925,000: 5%
- Over £925,000 to £1,500,000: 10%
- Over £1,500,000: 12%
First-time buyers
These bands apply to eligible first-time buyers. Relief is unavailable above £500,000.
- Up to £300,000: 0%
- Over £300,000 to £500,000: 5%
LBTT in Scotland
Each rate applies only to the portion of the price in that band.
Standard residential bands
- Up to £145,000: 0%
- Over £145,000 to £250,000: 2%
- Over £250,000 to £325,000: 5%
- Over £325,000 to £750,000: 10%
- Over £750,000: 12%
First-time buyers
These bands apply to eligible first-time buyers.
- Up to £175,000: 0%
- Over £175,000 to £250,000: 2%
- Over £250,000 to £325,000: 5%
- Over £325,000 to £750,000: 10%
- Over £750,000: 12%
LTT in Wales
Each rate applies only to the portion of the price in that band.
Standard residential bands
- Up to £225,000: 0%
- Over £225,000 to £400,000: 6%
- Over £400,000 to £750,000: 7.5%
- Over £750,000 to £1,500,000: 10%
- Over £1,500,000: 12%
First-time buyers
There is no separate first-time-buyer relief.
SDLT in Northern Ireland
Each rate applies only to the portion of the price in that band.
Standard residential bands
- Up to £125,000: 0%
- Over £125,000 to £250,000: 2%
- Over £250,000 to £925,000: 5%
- Over £925,000 to £1,500,000: 10%
- Over £1,500,000: 12%
First-time buyers
These bands apply to eligible first-time buyers. Relief is unavailable above £500,000.
- Up to £300,000: 0%
- Over £300,000 to £500,000: 5%
Official rates and guidance
Rates checked 16 September 2026. The calculator uses the current residential tax rules from the official sources below.
Frequently asked questions
Additional properties normally attract an extra 5% SDLT in England and Northern Ireland, or 8% ADS on the full price in Scotland. Wales uses separate higher bands: Up to £180,000: 5%; Over £180,000 to £250,000: 8.5%; Over £250,000 to £400,000: 10%; Over £400,000 to £750,000: 12.5%; Over £750,000 to £1,500,000: 15%; Over £1,500,000: 17%. Additional-property charges normally start at £40,000. A first investment property does not automatically incur the additional-property charge, but does not qualify for first-time-buyer relief.
Eligible first-time buyers in England and Northern Ireland pay no SDLT up to £300,000, and 5% on the next portion up to £500,000. Above that price, standard rates apply to the whole transaction. In Scotland, relief raises the nil-rate threshold to £175,000. Wales has no separate first-time-buyer relief. All buyers must meet the relevant eligibility conditions.
SDLT in England and Northern Ireland normally needs to be paid within 14 days of the effective transaction date. LBTT in Scotland and LTT in Wales normally need to be paid within 30 days. Your conveyancer usually arranges the return and payment; the effective date is commonly completion.
You may have to pay the additional-property tax upfront while you own both homes. A refund may be available if you later sell your previous main residence and meet the relevant conditions and deadlines. This calculator shows the upfront estimate and does not deduct a potential refund.
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